I have had an MBNA Credit Card for 5 years. I always pay on time and pay more than is required. So how am I rewarded..my interest rate was doubled without an explanation. When I wrote to the company and asked why and pleaed to lower the rate, they responded my raising it 1/4% more and wrote me a letter saying their review determined my APR will be maintained..this was before they raised it the additional 1/4 percent.
Then they went on to say one of my benefits with the card was "24-hour customer satisfaction." ha ha! Interest rates jump from 10.99% to 20.74% in two months. Plus they added a flyer in my bill to consolidate bills with a 3.99% interest. Anyone reading this, please BEWARE OF ANY DEALINGS with MBNA..They treat you like crap and LIE to you.
http://www.my3cents.com/showReview.cgi?id=9642
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